Romans 4:4-8

Now to the one who works, the wages are not credited as a favor, but as what is due.

But to the one who does not work, but believes in Him who justifies the ungodly, his faith is credited as righteousness,

just as David also speaks of the blessing of the person to whom God credits righteousness apart from works:

“Blessed are those whose lawless deeds have been forgiven, And whose sins have been covered.

“Blessed is the man whose sin the Lord will not take into account.”